Currently operating in California only — expanding to other states shortly.
FoundationEQ

Making Homeownership
More Valuable

We believe every homeowner should have access to their home equity without the burden of monthly payments or income requirements.

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Our Mission

FoundationEQ was founded with a simple yet powerful mission: to make homeownership more valuable and accessible for everyone.

We recognized that millions of Americans have significant wealth tied up in their homes but struggle to access it through traditional means. High income requirements, monthly payments, and complex qualification processes lock out too many deserving homeowners.

That's why we created innovative home equity solutions that work for real people - no monthly payments, no income requirements, and a simple, transparent process that puts customers first.

Our Core Values

These principles guide every decision we make and every interaction we have.

Customer First

Every decision we make starts with how it impacts our customers' financial well-being.

Transparency

No hidden fees, no surprises. Clear terms and honest communication at every step.

Innovation

Pioneering new ways to help homeowners access their equity without the burden of monthly payments.

Inclusivity

Making home equity accessible to everyone, regardless of income or employment status.

Ready to Access Your Home Equity?

Join thousands of homeowners who have accessed their equity with FoundationEQ.

1. FoundationEQ partners with and invests alongside the homeowner in the property. Subject to underwriting approval, FoundationEQ will pay you an upfront lump sum amount in exchange for a portion of your home value. FoundationEQ charges up to a 4.95% processing fee (subject to a $1,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. There are no monthly payments or interest.

2. Loan amounts range from a minimum of $15,000 to a maximum of $750,000. Your maximum loan amount may be lower than $750,000, and will ultimately depend on your home value, lien position, credit profile, verified income amount, and equity available at the time of application.

FoundationEQ Financial Solutions, Simplified

Access your home equity with no monthly payments, no income requirements, and no need for perfect credit.

785 Fifth Avenue

New York, NY 10022

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Equal Housing
Lender

©2026 FoundationEQ, Inc.