Currently operating in California only — expanding to other states shortly.
FoundationEQ

Frequently Asked Questions

A Home Equity Investment (HEI) is a way to access cash from your home's value without taking on a loan or monthly payments. Below are answers to the questions homeowners ask most. This page is a plain-language overview — it is not your contract. The Option Purchase Agreement and the documents that go with it are what govern your transaction, and only those documents are legally binding.

The basics

What it costs

Your home and your responsibilities

How it ends

Before you sign

Have a question that isn't answered here? Contact a FoundationEQ representative — we're happy to walk you through how an HEI would work for your home.

Contact our team →

1. FoundationEQ partners with and invests alongside the homeowner in the property. Subject to underwriting approval, FoundationEQ will pay you an upfront lump sum amount in exchange for a portion of your home value. FoundationEQ charges up to a 4.95% processing fee (subject to a $1,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. There are no monthly payments or interest.

2. Loan amounts range from a minimum of $15,000 to a maximum of $750,000. Your maximum loan amount may be lower than $750,000, and will ultimately depend on your home value, lien position, credit profile, verified income amount, and equity available at the time of application.

FoundationEQ Financial Solutions, Simplified

Access your home equity with no monthly payments, no income requirements, and no need for perfect credit.

785 Fifth Avenue

New York, NY 10022

Access Your Home Equity

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