Currently operating in California only — expanding to other states shortly.
FoundationEQ

Access your home's
equity with no
monthly payments

A Home Equity Investment (HEI) lets you convert a portion of your equity into cash today without the burden of monthly payments or income requirements.

See how much you qualify for and get
your personalized HEI offer.

Why Choose a Home Equity Investment?

Access your equity on your terms

No Monthly Payments

Keep more cash in your pocket without adding to your monthly expenses

No Income Requirements

Qualify based on your home's equity, not your paycheck

Up to $750,000

Access significant capital for major goals and investments

Keep Full Control

You own your home and make all the decisions

How Can HEI Help You?

A Home Equity Investment is perfect for homeowners who want to access their equity without taking on debt or monthly payments. Use your funds for:

  • Debt consolidation

    Pay off high-interest credit cards and loans

  • Home improvements

    Renovate your home and increase its value

  • Investment opportunities

    Start a business or diversify your portfolio

  • Education expenses

    Fund college tuition or professional development

  • Emergency funds

    Build a financial safety net for unexpected expenses

HEI Basics

1

Apply online

Complete our simple application in minutes

2

Get your offer

Receive a personalized offer based on your home's value

3

Close and get funded

Receive your funds after a simple closing process

4

Settle when ready

Pay back when you sell, refinance, or at the end of term

Compare Your Options

See how HEI compares to other home equity products

FeatureHome Equity InvestmentReverse MortgagePersonal Loan
Monthly PaymentsNoneNoneRequired
Income RequirementsNoneLimitedRequired
Credit Score500+580+670+
Interest RateNo interest6%-10%8%-25%
Maximum Amount$600,000Varies$100,000
Age Requirement18+62+18+

Simple 3-Step Process

A clear path from application to funding

1

Apply Online

Complete our simple online application in just a few minutes. No documents required upfront.

2

Review Your Offer

Receive a personalized offer with clear terms. Our team will answer any questions.

3

Get Funded

Complete a simple closing process and receive your funds via wire transfer.

See How HEI Could Work for You

Example scenarios based on $500,000 home value and $100,000 HEI

Ready to Access Your Home Equity?

Get a personalized estimate with no impact to your credit score.

Get My Estimate

1. FoundationEQ partners with and invests alongside the homeowner in the property. Subject to underwriting approval, FoundationEQ will pay you an upfront lump sum amount in exchange for a portion of your home value. FoundationEQ charges up to a 4.95% processing fee (subject to a $1,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. There are no monthly payments or interest.

2. Loan amounts range from a minimum of $15,000 to a maximum of $750,000. Your maximum loan amount may be lower than $750,000, and will ultimately depend on your home value, lien position, credit profile, verified income amount, and equity available at the time of application.

FoundationEQ Financial Solutions, Simplified

Access your home equity with no monthly payments, no income requirements, and no need for perfect credit.

785 Fifth Avenue

New York, NY 10022

Contact Us

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Equal Housing
Lender

©2026 FoundationEQ, Inc.